WPersonal financeWAmerican Academy of Financial ManagementWAnnual percentage rateWAverage propensity to saveWBank secrecyWPersonal budgetWCar costsWCertificate of lifeWCertified Financial Planner Board of StandardsWCost of livingWCredit counselingWDebt management planWFinancial planWGift cardWHiddenLeversWIncentiveWInternational Personal FinanceWLoan-to-value ratioWMoney Management InternationalWPan-European PensionWPremium BondWRich Dad Poor DadWSavingWSimple livingWStudent loanWTake a penny, leave a pennyWTotten trustWTurn-off noticeWUaláWYou Only Live Once (book)